Audit Manager

2026-09-09 Kabul Full Time 19

Job Location:	Kabul
Nationality:	National
Category:	Banking
Employment Type:	Full Time
Salary:	Organization Salary Scale
Vacancy Number:	GP/EAD/50
No. Of Jobs:	1
City:	Kabul

Organization:	Ghazanfar Pay
Years of Experience:	4 - 5 years
Contract Duration:	Permanent
Gender:	Male
Education:	Bachelor's Degree
Close date:	2026-09-09

About Ghazanfar Pay:

Ghazanfar Pay is establish as a newly Electronic Money Institution (EMI) and a proud subsidiary of Ghazanfar Bank, one of Afghanistan’s leading and most trusted financial institutions, built on a vision to revolutionize the way people transfer and manage money, Ghazanfar Pay aims to become the leading digital financial services provider in Afghanistan and the region. The company is committed to financial inclusion, bringing secure, affordable, and innovative electronic payment solutions to individuals, businesses, and communities. As a forward-looking financial technology company, Ghazanfar Pay will play a vital role in driving digital transformation in Afghanistan’s financial sector, promoting trust, transparency, and accessibility for all.

Job Descriptions:

Audit Planning & Execution

Develop annual audit plans aligned with Ghazanfar Pay’s strategic objectives and risk profile.
Conduct risk-based audits covering branch operations, agent networks, financial transactions, and IT systems.
Ensure audits are executed in compliance with EMI regulations, central bank requirements, and international standards.
Prepare detailed audit reports with findings, recommendations, and corrective action plans.

Risk & Compliance Oversight

Identify operational, financial, and compliance risks across all functions.
Collaborate with Risk and Compliance teams to strengthen fraud detection and prevention mechanisms.
Monitor adherence to AML/CFT frameworks, KYC processes, and customer protection standards.
Ensure timely follow-up on audit recommendations and corrective actions.

Financial & Operational Controls

Review reconciliation processes between Ghazanfar Pay ledger, parent bank accounts, and central bank settlements.
Assess internal controls for cash handling, transaction monitoring, and financial reporting.
Evaluate agent liquidity management systems and fraud prevention tools.
Ensure operational resilience and business continuity plans are tested and effective.

Technology & Data Audits

Audit digital platforms, mobile applications, and backend systems for security and reliability.
Oversee IT general controls, cybersecurity monitoring, and vendor risk assessments.
Ensure compliance with data protection laws and customer privacy frameworks.

Reporting & Stakeholder Engagement

Present audit findings to senior management and the Audit Committee.
Provide independent assurance on governance, risk management, and internal control effectiveness.
Build strong relationships with regulators, external auditors, and stakeholders.

People & Performance Management

Lead and mentor the internal audit team, fostering a culture of integrity and accountability.
Develop training programs to enhance audit skills and regulatory knowledge.
Implement performance monitoring tools to ensure audit quality and efficiency.

Job Requirements:

Qualifications:

Bachelor’s degree in Accounting, Finance, Business Administration, or related field (Master’s preferred).
Professional certifications such as CIA, CPA, ACCA, or CISA strongly preferred.
4-5 years of experience in internal audit, risk management, or compliance within EMI, fintech, or banking.

Competencies Required:

In-depth knowledge of internal auditing principles, banking operations, and risk assessment methodologies.
Strong understanding of regulatory requirements and standards related to banking and financial audits.
Proficiency in audit software, data analytics tools, and Microsoft Office Suite.
Analytical skills to evaluate operational risks, identify control weaknesses, and recommend improvements.
Excellent communication and report-writing skills for presenting findings to senior management.
Strong organizational skills to manage audit schedules and ensure timely completion of assignments.

Personal Attributes:

Upholds high ethical standards in conducting audits and handling sensitive information.
Ensures the accuracy, reliability, and independence of audit reports and findings.
Identifies emerging risks and proposes mitigation strategies.
Ensures thorough examination of processes and adherence to regulations

Leadership Capabilities:

Develops and executes the internal audit plan, aligning with organizational goals and risk priorities.
Works closely with operations teams, compliance officers, and risk managers to address audit concerns.
Recommends actionable solutions for control weaknesses and operational inefficiencies.
Guides and mentors the internal audit team, fostering a culture of continuous improvement and professional development.
Communicates audit findings and recommendations effectively to senior management and the board of directors.

Submission Guidelines:

Applicants who meet the above requirements are invited to submit their updated Curriculum Vitae (CV) or Resume to sr.recruitment-officer@ghazanfarbank.com. Please ensure that you include the position title and vacancy announcement number in the email subject line. Applications that do not follow this format will not be considered.

Note: Shortlisted candidates will be contacted for further recruitment processes.