Sharia Review Officer (Re Announced) (Re Announced)
2026-11-18        Kabul       Full Time        27
Job Location: Kabul
Nationality: Afghan
Category: Banking
Employment Type: Full Time
Salary: As Per Organization Salary Range
Vacancy Number: GB/EAD/72
No. Of Jobs: 1
City: Kabul
Organization: Ghazanfar Bank
Years of Experience: 1 - 3 years
Contract Duration: Permanent
Gender: Male
Education: Bachelor's Degree
Close date: 2026-11-18


About Ghazanfar Bank:

Ghazanfar Bank is a fully-fledged Islamic bank in Afghanistan, providing comprehensive Shariah-compliant financial solutions to individuals, businesses, corporations and institutions. Since commencing operations in March 2009, the Bank has supported customers and commerce, guided by a commitment to Afghanistan’s economic development and the prosperity of its people. All products, services and operations adhere to Islamic Shariah principles under the oversight of the Bank’s Shariah Board.

The Bank places strong emphasis on sound corporate governance, prudent financial and risk management, and compliance with applicable regulatory requirements. Its commitment to international banking best practices, robust internal controls and operational integrity. Customer service, technology and continuous improvement remain central to delivering secure, reliable and accessible banking.

 

Ghazanfar Bank’s portfolio includes Islamic Mudarabah investment solutions, Shariah-compliant Murabaha financing, corporate banking, trade finance and bank guarantees. International services include SWIFT transfers, Western Union and Ria money transfers, alongside UZEX-related trade facilitation. GB Online, Mastercard debit cards, ATM services, payroll and cash management solutions further support customers’ evolving financial needs.

With branches and service points across Kabul, Mazar-e-Sharif, Herat, Jalalabad, Kandahar, Hairatan, Nayebabad, Pul-e-Khumri, Kunduz and Takhar, the Bank combines local market knowledge with digital capabilities to connect communities, support businesses and facilitate trade.

Through responsible Islamic banking and a long-term commitment to its customers, Ghazanfar Bank strives to strengthen trust, advance financial inclusion and enable sustainable growth contributing to a more resilient and prosperous Afghanistan.

Job Descriptions:
  • Conduct regular and ad-hoc Sharia reviews of banking products, financing operations, treasury activities, deposits, and service offerings.
  • Review contracts, agreements, procedures, and marketing materials for Sharia compliance.
  • Verify implementation of Sharia Board fatwas, resolutions, and instructions.
  • Perform Sharia reviews on selected transactions and product processes.
  • Identify Sharia non-compliance issues and assess their impact.
  • Recommend corrective and preventive measures.
  • Support the development and enhancement of Sharia review methodologies, programs, and checklists.
  • Ensure proper documentation of Sharia review work and findings.
  • Support integration of Sharia controls into business processes.
  • Prepare periodic Sharia review reports for the Sharia Head and Sharia Board.
  • Track implementation of corrective actions and follow up on outstanding issues.
  • Escalate material Sharia non-compliance matters promptly.
  • Coordinate with Internal Audit, Compliance, and Risk Management on Sharia-related matters.
  • Support joint reviews where Sharia risk overlaps with operational or compliance risk.
  • Provide Sharia input during audits, inspections, and regulatory reviews.
  • Support business units during product development and process changes.
  • Provide Sharia review input before new products or services are launched.
  • Review system configurations affecting Sharia-based products.
  • Support Sharia awareness initiatives and staff training programs.
  • Assist in preparing Sharia guidelines and reference materials.
  • Promote a strong Sharia compliance culture across the Bank
Job Requirements:

Education

  • Bachelor’s degree in Sharia, Islamic Jurisprudence, Islamic Banking & Finance, or related field

  • Master’s degree in Islamic Finance or Sharia is a strong advantage

  • AAOIFI CSAA/ CIPA will be preferred

Experience

  • Minimum 1–3 years of experience in Islamic banking, Sharia review, or Sharia audit

  • Practical knowledge of Islamic banking products, contracts, and structures

  • Experience working with Sharia Boards and control functions is preferred

Skills & Competencies

  • Strong knowledge of Fiqh-ul-Muamalat and Islamic finance principles

  • Understanding of banking operations and financial products

  • Strong analytical and documentation skills

  • High ethical standards and professional integrity

  • Ability to work independently and objectively

  • Good communication and reporting skills

Performance Evaluation

Performance will be evaluated based on:

  • Quality and effectiveness of Sharia reviews

  • Timeliness and clarity of reports

  • Reduction of Sharia non-compliance issues

  • Implementation rate of corrective actions

  • Contribution to strengthening Sharia governance

Professional & Ethical Standards

The Sharia Review Officer shall:

  • Maintain strict confidentiality

  • Avoid conflicts of interest

  • Act with independence and objectivity

  • Comply with Sharia governance framework and bank policies

Submission Guidelines:

Applicants who meet the above requirements are invited to submit their updated Curriculum Vitae (CV) or Resume to sr.recruitment-officer@ghazanfarbank.com . Please ensure that you include the position title and vacancy announcement number in the email subject line ( Sharia Review Officer GB/EAD/72 ). Applications that do not follow this format will not be considered .

Submission Email:

sr.recruitment-officer@ghazanfarbank.com

Apply

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